FINANCE TIPS : SHOPPING HABITS AND RELATIONSHIP

Would you believe that dishonesty about the use of a pair of money can lead to sexual infidelity? This is discussed at SELF magazine and website launches Today.com survey results of “Financial Infidelity”.

Revealed that 46 percent of the 23 230 people who responded to the survey has been lying to their partner about money, and a third of all followers of the survey believe that the money could lead to infidelity sexual infidelity. In short, what were the balances in bank accounts could affect their sex lives.

“The survey explained that the money can be a stumbling block to the relationship, if the couple did not take the time to talk about it honestly,” said Martin Wolk, executive business editor of Today.com.

The most common lie is related to the style of shopping, and more women who are lying about the money. Things that they keep secret from the other spouse about what is being spent, hide the groceries in the back of the closet, quietly take the money from a joint account, or pretend that items purchased on sale, it is not.

As many as 22 percent of them say that they hide their purchases from the pair, whereas in men the number is only 17 percent. More than 25 percent of women say that the goods they have purchased long, but a new groceries. Less than 10 percent also admitted secretly have a bank account or credit card.

More than 60 percent of men and women consider lying about money or sex were the same, and two-thirds of them say that honesty about finances is important to avoid infidelity. Approximately 13 percent of respondents said that they had broken up or divorced because secretly spending habits.

MINI iPAD

There is another sophisticated gadget that can be targeted to the user purchases the brand apple gadget, mini iPad. Rumors that Apple will release iPad Mini or cheap iPad still be heard. In fact, iPad Mini will be sold for 249-299 dollars.

As reported by the NetEase and told Slash Gear, Apple will release such a powerful tool in the third quarter of 2012. With the price of 249-299 U.S. dollars, the price is half the price of its predecessor version of the iPad.

Rumors arose because Apple has started working for the panel is more compact iPad. Apple also mentioned going collaboration with LG Display of South Korea and AU Optronics of Taiwan.

However, the news was just explaining that the Apple iPad just testing the design of smaller and mass-produce these devices. It may be that this is just a concept or just a prototype.

Rumor is actually not surprising for Apple. Because of garanya, Apple has talked iPad is likely to make the design smaller, since they launched the first tablet in 2010.

Even when there is Steve Jobs in 2010 and then, Apple has also been testing the tablets with different sizes, even though Apple decided to take the design as a tablet measuring 9.7 inches.

iPad Mini is rumored to be measuring 7.85 inches. Resolution used is 1024 x 768 pixels, the same as the first iPad, and iPad 2.

IPad Mini prototype is already being tested by Apple, although it must be produced if it will be released in the third quarter of 2012.

Although not yet released, Apple could sell the iPad mini targets are around 6 million units in just one quarter.

TIPS: MANAGING THE SMART LOAN

If you are an entrepreneur or still early in the opening of business, would you ever even been in trouble with debt. Is used to increase working capital, venture debt, motor vehicle installment, mortgage, etc..

The first thing you do is to check out your debts, whether healthy or already belong to undermine you. The trick is simple. Make a list of debts, from credit cards, vehicle ownership, mortgages and other debts. Do not forget to write down the interest that you should have to pay. Then add all of your debts. Compare WITH YOUR BUSINESS ASSETS. What percentage of your debt than assets? anything below 30%, meaning your debts are still healthy. But if the amount of debt to assets is not much different, you need to review each of your debts. It could be money you get from the debt that was spent for the cost of your consumption only. Or you are not planning to use the borrowed money.

For this example, you are said to be healthy debt if … (a case study).
You have in the bank debt of 30 million allocated to increase working capital. Repayment of up to 3 years with interest at 2% / month – flat. So you repay your debt around 900,000 every month for 3 years. Well, if you have assets worth 100 million clean up, your debts are said to be healthy.

Or if you have business income after loan capital becomes more per month then your debts, including healthy.